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Welcome to the ALCC! We are a community-led, low-profit organizational firm that specializes in business and financial solutions. We're dedicated to empowering over 10,000 families to achieve their business and financial aspirations. Our array of programs, developed in partnership with top industry experts, is designed to help you build a lasting legacy. Together we can build towards a brighter financial future.

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Looking To Purchase?

Join our Flexx To Homeownership Program

Are you looking to purchase your dream home? Our Flexx to Homeownership Program is designed to make the journey to homeownership smooth and efficient, with results in just 45 days*!

Program Benefits:

  • Credit Restoration Assistance: Improve your credit score with our expert guidance and support.

  • Dedicated and Vetted Realtors: Work with experienced realtors who are committed to finding the best home for you.

  • Down Payment Assistance Credits: Access credits that can help reduce your down payment, making your home purchase more affordable.

  • Home Inspection Discounts: Benefit from discounts on home inspections to ensure your new home is in perfect condition.

  • 20-Year Financial Plan: Receive a detailed financial plan that helps you pay off your home purchase investment sooner, setting you up for long-term financial success.

Complete our program and enjoy cash-back rewards towards the purchase of your new home. Let us help you achieve your homeownership dreams!

*Disclaimer: Results may vary depending on the financial standing of the applying consumer.

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How The "Flexx To Homeownership Program" Works

Joining our Flexx to Homeownership Program is a straightforward process designed to guide you towards homeownership with expert support every step of the way. Follow these steps to get started:

  1. Complete the Application:

    • Begin by filling out our online application form to provide us with your basic information and interest in the program.

  2. Pay for the $30 Credit Consultation:

    • Your initial consultation fee is $30. This fee will be deducted from your credit service package once you join the program.

  3. Complete Onboarding:

    • Onboarding is a two-step process that begins with credit: We will need a copy of your driver's license or state ID and proof of your current residential address. Please note that our credit restoration services are not valid for residents of Georgia. Instead, we will provide you with a DIY credit restoration option.

    • Step Two you will meet with your dedicated realtor broker who will walk you through the process and financial documents needed to begin your real estate journey.

  4. Complete the Financial Needs Analysis (FNA):

    • At the core of the Flexx to Homeownership Program is our vision to help families achieve financial security as homeowners. We are committed to ensuring that the long-term financial health of the home-buying experience does not end in foreclosures. To support this vision, the program includes long-term financial coaching.

    • The Financial Needs Analysis (FNA) is a comprehensive 32-page financial report that identifies your current financial status, goals, and the steps needed to reach those goals. This analysis will help you understand your financial needs and plan effectively for homeownership, ensuring that you are well-prepared for the responsibilities and challenges of being a homeowner.

  5. Attend Bi-Weekly Financial Coaching Sessions:

    • While our credit specialists work on restoring your credit, you will meet with your financial coaching team bi-weekly. Using your completed Financial Needs Analysis (FNA), these sessions are designed to help you achieve your financial goals sooner. You will collaborate with your dedicated Family Finance Specialist to ensure that the financial plan you have created is effectively executed to meet your family's specific needs.

    • Once a month, you will meet collectively with your credit, finance, and realtor team to ensure you are on the right path towards homeownership. This comprehensive approach ensures that all aspects of your financial health are monitored and adjusted as needed, providing you with the best possible support on your journey to becoming a financially secure homeowner.

  6. Program Duration: The length of the Flexx to Homeownership Program will depend on your financial and credit profile status. The program can take anywhere from 3 to 12 months to complete, depending on your unique needs

  • During this time, we will:

    • Create a personalized savings plan for your down payment.

    • Develop strategies to improve and maintain your credit score.

    • Assist you with budgeting and managing your finances effectively.

    • Provide continuous education on financial literacy and homeownership.

    • Offer guidance and support from our team of dedicated professionals.

    • Meet with a Realtor: Once your credit profile has reached the desired goal, you will meet with a realtor to begin your home search.

    • Meet with a Mortgage Lender: We will assist you in the pre-approval process and guide you through the home purchase closing.

    • Meet with a Home Inspector: Ensure your prospective home is in good condition by meeting with a home inspector.

    • Meet with an Insurance Specialist: Properly protect your family's financial needs and homeownership investment by consulting with an insurance specialist.

  • Additionally, we will schedule 6-month and 12-month post-consultations to ensure you remain on the right path to maintaining your home purchase investment.

Program Incentives: Upon completion of your program, you will receive:

  • Options For Down Payment Assistance Programs

  • Lender Cash Back Vouchers

  • Home Inspection Discount Vouchers

  • Realtor Cash Back Vouchers

  • 4-Day/3-Night Vacation Voucher


We are committed to helping you reach your homeownership dreams. Start your journey with us today!

If you have any questions or need assistance, please contact us at

Apply To The

Flexx 2 Homeownership Program

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