Flex To Homeownership

Our "Flex to Homeownership" program, in collaboration with Black Label Access and Eden + Co Realty, offers comprehensive workshops designed to empower families on their journey to homeownership. These informative sessions, which last four hours each and are held over two consecutive Saturdays, provide essential knowledge and tools to navigate the home-buying process successfully. Certificates are issued at the end of the class and are good for one (1) year.

These workshops will be split into two consecutive Saturdays (4 hours each). Please note that you must complete both sessions on their scheduled dates. 

Session Details:

Session One (Home Buyers Process):

Held On The First Saturday, This Session Equips You With Crucial Insights Into The Home Buyers Process

• Mortgage Loan Process: Understand the steps involved in securing a mortgage.
• Credit Reporting: Learn how your credit score affects your buying options and how to improve it.
• Finding a Home: Tips on choosing the right home for your needs.
• Home Insurance: Importance of insurance and how to choose the right coverage.
• Home Inspections: What to look for during inspections and how to address potential issues.
• Downpayment Assistance: Explore various programs that can help you with the initial costs.
• Sustainable Homeownership: Tips on maintaining a home sustainably, focusing on energy efficiency, water conservation, and minimal environmental impact.
• Legal Aspects of Home Buying: Essential legal considerations, including contracts, title searches, and the closing process.

Session Two (Financial Security):

The Following Saturday Focuses On Long-Term Financial Stability After Purchasing Your Home:

• Credit Audit: Review and improve your credit status. (Individually Scheduled)
• 20-Year Financial Plan: Mapping out your financial future for the next two decades. (Individually Scheduled)
• Financial Needs Analysis (FNA): A detailed report to help plan your financial goals. (Individually Scheduled)
• Financial Independence Number (FIN): Calculate the savings needed to achieve financial independence. (Individually Scheduled)
• Retirement Planning: Strategies to secure your financial future post-retirement. (Individually Scheduled)
• Debt Elimination Plan: Methods to efficiently manage and eliminate debt.
• Mortgage Acceleration Plan: Techniques to pay off your mortgage sooner than expected.
• Emergency Preparedness: Importance of emergency funds specifically for home-related issues and insurance coverages and plans that protect against unforeseen circumstances

These workshops not only prepare you for buying a home but also for managing your finances to maintain and enhance your investment. Join us on this empowering journey to secure your family's future in the home of your dreams.